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Bringing the Best Inventory of Ford Vehicles to Our Friends in Cartersville

Some of the Ford vehicles for sale here at Pugmire Ford

Looking for the best dealership experience in Cartersville and the finest selection of outstanding new Ford vehicles? Then now is the time to make a trip to Pugmire Ford and get acquainted with our team of industry-leading Ford experts. From pairing you up with the Ford car, truck, or sport utility vehicle (SUV) that fits seamlessly into your daily routine to planning out your suggested maintenance schedule and keeping your new automobile in top shape, we are confident the high-quality service and support you need (and deserve) is waiting for you on the other side of our front doors.

However, bringing your business to Pugmire Ford is about so much more than having access to a car buying environment that leaves the competition in awe; it is also an opportunity to put your automotive needs in the hands of fellow community members who truly care about doing right by our friends and family members in the Cartersville area. From exploring the beauty of Lake Allatoona in Red Top Mountain State Park to soaking in amazing displays found at the Tellus Science Museum, we not only truly appreciate all that makes our little slice of Georgia great, but are also willing to translate this goodwill and compassion into the most honest, transparent, and friendly dealership experience possible.

If this blend of first-rate service and selection, with a little extra Cartersville flair thrown in for good measure, sounds like what you are looking for as you search for your next Ford purchase, then feel free to stop at Pugmire Ford the next time you are in our neighborhood. We promise that just a few minutes with our dedicated team of Ford professionals will have you on the right path toward the perfect Ford vehicle for you and your family.

Taking Note of the Newest Members of the Ford Family of Automobiles

Taking to the streets of Cartersville in a new Ford sends an important message. Namely, that you expect nothing but excellence, quality, and affordability from your vehicle of choice. Fortunately, a quick look at the newest members of the Ford family does a great job of proving how each entry into Ford's line of new models hits on these tenants, while also offering up so much more to new car owners.

all new black ford f150 in front of the Cartersville Ford dealership

Ford F-150

As America's favorite pickup for over four decades now, the latest Ford F-150 has some pretty big shoes to fill. However, once you realize this industry titan offers up access to the SYNC 3 smart car system, a military-aluminum body, and a hefty amount of other cutting-edge features and inclusions, it becomes plain to see the latest F-150 is not just poised to make another 40-year run at the top of the industry, but to also break through the ceiling and set new standards for excellence on this front.

ford fusion sedan that also comes with a hybrid engine

Ford Fusion

Getting behind the wheel of a Ford Fusion is the first step toward embarking on a path that reimagines what it means to own a sedan. Of course, when taking your sedan for a spin means enjoying a veritable mountain of industry-leading features like the Fusion's voice-controlled climate setting, in-car connectivity with your favorite mobile device, and an optional hybrid engine that is easy on the environment, it is not all that hard to craft a new perspective on the traditional sedan experience.

this brand new yellow ford escape is a best seller

Ford Escape

Why are more and more people in Cartersville becoming proud owners of Ford Escapes? It all starts with a commitment to excellence that no other vehicle in this category can match. In fact, with the ability to tow an astounding 3,500 pounds (lbs.), offer up access to a spacious interior cabin and the SYNC Connect smart car system, and bring drivers a multitude of other category-leading features, it should come as no surprise at all that the Escape is quickly becoming the talk of the town.

blue ford explorer sport that can fit you and the entire family

Ford Explorer

Turning the conversation toward the latest Ford Explorer to join the ranks of the Ford family often elicits words like "performance," "durability," and "comfort." Fortunately, by offering up access to the Ford Terrain Management System, outstanding accommodations for all passengers (including comfy bucket seats in the second row), a front-facing 180-degree camera, and a boatload of other premium features, living up to these impressive labels is simply par for the course.



While these vehicles do a great job of showcasing exactly what you can expect from the latest Ford vehicles to hit the streets of Cartersville, the reality of the situation is that these offerings are merely a sampling of what awaits you at Pugmire Ford's convenient location. To really immerse yourself in all Ford has to offer to today's car buyers, you will need to set aside a few minutes for a quick and stress-free visit with the professional, accommodating team of Ford staff members found here at Pugmire Ford.

Driving Home in a Brand-New Ford Is Always in Your Best Interest

By now, it is apparent Pugmire Ford has quite the high opinion of the latest Ford vehicles to roll onto our showroom floor. However, we are not the only members of the greater automotive world who feel this way. In fact, some of the most prestigious and influential voices within this community have cast their vote in favor of the quality, performance, and durability of these offerings.

In particular, these leading names have showered a plethora of awards and accolades on the Ford brand and the cars, trucks, and SUVs that make up this family of vehicles:

  • Vincentric
  • The National Highway Traffic Safety Administration (NHSTA)
  • AutoGuide
  • U.S. News and World Report
  • The Ethisphere Institute (Member of the "Most Ethical Companies" list.)
  • Kelley Blue Book
  • Cars.com
  • The Insurance Institute for Highway Safety (IIHS)
While the praise bestowed upon Ford by these trusted organizations is often enough to convince most shoppers that going with a vehicle from this acclaimed brand is a smart call, Ford is not a company known for resting on its laurels. To truly cement its status at the top of the industry, and ensure you never come to question your decision to drive home in one of their stellar cars, trucks, or SUVs, the team over at Ford has also incorporated a powerful new owner warranty program into the buying experience.

a few of the various ford models we have for sale at Pugmire Ford in Cartersville GA

Specifically, should you join the constantly growing ranks of satisfied Ford customers, you will have access to the following perks and benefits straight from Ford:

  • Three-year/36,000-mile coverage from bumper to bumper.
  • Five-year/60,000-mile coverage for Ford safety restraint systems.
  • Five-year/60,000-mile powertrain protection.
  • Five-year/100,000-mile PowerStroke diesel engine coverage.
  • Five-year/unlimited mileage corrosion (perforation only) coverage.

Offering up this kind of coverage and protection is not easy, which is probably why you will not see a similar program within the automotive world. However, Ford is not shy when it comes to doing right by customers and ensuring your time spent behind the wheel of one of these vehicles is as enjoyable and safe as possible.

Owning Work Starts with Leaning on the Power of a Super Duty or Transit

our ford super duty and transit vans are the best selling commercial vehicles

When you are facing down a tough job, either on the clock or over the weekend, nothing but the most rugged and durable truck or van will do. Fortunately, Pugmire Ford's outstanding selection of Super Duties and Transits are more than ready to help you tackle these obstacles and get the job done right the first time.

As a member of the F-Series family of trucks, the best-selling pickups in America for 40 straight years, the various Super Duties found on our lot have a hefty reputation to live up to these days. Even so, a plethora of premium features aimed at owning even the toughest jobsites, including access to best-in-class towing, best-in-class torque, and a high-strength steel frame that minimizes flexing and twisting, ensures that these trucks not only meet these expectations, but blow right past them.

For those of you who are considering how one of the members of the Transit line of vans, such as the Transit Connect, can fit into your next trip to a jobsite (or your local home improvement store), now is a great time to bring you up to speed on all that these class-leading commercial vans have to offer to hard workers from all over Cartersville. Whether you enjoy the comfortable interior environment that minimizes outside noise or the Connect's access to best-in-class maneuverability,  which ensures you can fit this van into even the most congested work areas, one thing is for sure: The Transit Connect, or any of the other members of the Transit lineage, is here to help you overcome whatever job or task ends up on your to-do list.

The moral of the story here? Regardless of whether you take advantage of the power of a Super Duty F-Series truck or the Transit Connect, you can drive with comfort knowing you are behind the wheel of one of the best work-oriented vehicles to ever hit the streets of Cartersville.

Underperforming Used Cars Have No Spot on Pugmire Ford's Lot

ford certified used pre-owned program logo

For the pre-owned car shoppers out there, Pugmire Ford would like you to know one thing: Quality, performance, and reliability mean the world to us. From this perspective, it makes plenty of sense for each and every one of the used vehicles on our lot, be it a Certified Pre-Owned Ford or a selection from another automaker, to undergo a thorough inspection process from the Pugmire Ford staff of trained technicians before ending up in front of our customers. Taking this path definitely calls for an extra serving of hard work on our end, but it is more than worthwhile as a way to guarantee your used car buying experience is nothing less than phenomenal.

Now that the conversation has shifted toward used cars, and Certified Pre-Owned Ford vehicles in particular, it is a good time to set aside a few minutes and cover the benefits and assurances that come with these top-tier pre-owned offerings. Should you become the proud owner of a Ford Certified Pre-Owned car, truck, or SUV, you can rest easy knowing the following protections and safeguards will join you on the roads of Cartersville:

  • Reconditioning and repairs using only parts approved by Ford.
  • 12-month/12,000-mile comprehensive limited warranty.
  • 172-point vehicle inspection performed by factory-trained technicians.
  • In-depth vehicle history report.
  • Complimentary 24 hours a day, seven days a week roadside assistance.
  • Seven-year/100,000-mile powertrain limited coverage.
  • Special financing for qualified buyers. 

As you can see, Pugmire Ford's ample selection of new and pre-owned vehicles is more than capable of meeting your unique automotive needs. The only question left to answer now is whether or not you are ready to take a trip over to Pugmire Ford and enjoy the finest car buying experience in Cartersville.

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Dealership FAQ's
Dealership FAQ's

Does Pugmire Ford sell used cars?

Yes. Buying a clean, affordable used car on our lot at a great price is easy. Simply browse our expansive online inventory and you'll see precisely why Pugmire Ford is the first name so many turn to in Cartersville when the time comes.

Why should I buy a used car from Pugmire Ford?

Because so many other discerning car shoppers in Cartersville turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction serves as the cherry on top.

When paired with our plethora of positive customer reviews, the above benefits of buying a used car from Pugmire Ford make one thing readily apparent: You will always find the most enjoyable and budget-friendly used car shopping experience in Cartersville at our friendly and clean used car lot.

Does Pugmire Ford offer used car specials?

Yes. Check out the latest deals on our used car specials page and see for yourself just how much we can save you on the stellar used car, truck, or SUV you've always wanted.

Am I getting the best price in and around Cartersville?

Absolutely. Whether you are celebrating a recent graduation, a new job, or you have a new baby on board, one thing always remains the same: We have the most fantastic prices in Cartersville on quality cars, trucks, and SUVs. Our team takes an extreme amount of pride in delivering this massive amount of value directly to you during whichever major life event brings you to our showroom floor, so you can shop with confidence knowing that you really are getting the best price possible on the vehicle that piques your interest.

How do I pick the right used car to buy?

It's easy with Pugmire Ford on your side. We have helped thousands of used car buyers with this process over the years, and the best place to start is by considering the particulars of your unique situation. Are you interested in the utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas mileage of a compact car or sedan to help lower the cost of fuel that comes with your daily commute?

Once you have spent some time pondering these questions, browse our expansive online inventory or call (770) 382-5780. From here, we will be more than happy to assist you in exploring all of your options and help ensure that you drive away from our used car lot with a smile on your face and in a used car that suits you perfectly.

Is every vehicle on this website for sale?

Yes. If you see a vehicle listed on our website, that means it has already passed our rigorous quality inspection process and is ready and waiting to impress you when you come in to take it for a test drive.

Will Pugmire Ford pressure me into buying a car I'm not sure about?

No. Your comfort and satisfaction are our primary focus, so you can shop with confidence knowing that you are in complete control of this process from start to finish. Our sales team has a sterling reputation based on our commitment to always doing right by local car shoppers, which is why so many individuals in Cartersville proudly consider themselves customers for life.

What if Pugmire Ford doesn't have the used car I want?

We are dedicated to sourcing quality used vehicles for all of our customers, so let us know what you are in the market for and we'll get to work immediately on finding your preferred used car through our expansive dealer resource network. Use our handy used car locator service today and you'll soon find yourself driving home in your dream car, truck, or SUV.

Can I compare used cars for sale?

Yes, and it only takes a couple of clicks to leverage the power of our useful comparison tool. For each vehicle you would like to compare side-by-side, click the button labeled "Compare" on the vehicle details page, or the comparison arrows icon for the associated vehicle on the list page you are currently viewing.

Once you are done selecting all of the vehicles you want to review, click the "My Compared Vehicles" button located in the toolbar at the top of every page on our site and then the option labeled "View Compared Vehicles". After doing this, you'll find yourself on a custom, private page generated exclusively for you that compares the important specs and details related to you hand selected assortment of vehicles that appeal to you.

How do I know Pugmire Ford's used cars for sale are reliable?

All incoming used cars undergo a rigorous inspection process that ensures our vehicles meet — and exceed — your expectations. Holding our inventory to the highest standards possible guarantees that you enjoy peace of mind and comfortable travel.

What is the difference between a used car and a certified pre-owned (CPO) vehicle ?

Great question. A certified pre-owned (CPO) vehicle is a used car, truck, or SUV that comes with a warranty backed by the manufacturer, in addition to other premium services, like 24/7 roadside assistance. To earn this designation, the CPO vehicle must have less than a set limit of miles traveled and pass an in-depth multipoint inspection. As for used cars at Pugmire Ford, these offerings also undergo a rigorous inspection process to guarantee superb quality, in addition to providing you with access to the remainder of the factory warranty (if applicable) in terms of extended coverage.

Can I schedule a test drive at Pugmire Ford?

Yes, and it only takes a moment to schedule an appointment. Call (770) 382-5780 and we will get you on the books for a complimentary test drive of whichever vehicle piques your interest and offer guidance to you along every step of the way until you find the ideal car that fits your unique needs.

Do I need to test drive a car before I buy it?

We highly recommend taking advantage of this complimentary service. Feeling good about buying a quality used car, truck, or SUV that will last you long into the future requires being completely comfortable with the vehicle that intrigues you. Our experts transportation consultants are happy to schedule a quick test drive so that you can proceed with confidence when the time comes to finalize this major decision.

When is the best time to come shop at Pugmire Ford?

Anytime during our normal operating hours. We always have a friendly and helpful car consultant available to help you find the right car or truck that fits your routine. Feel free to stop by at any convenient time for you, or give us a call at (770) 382-5780 to schedule an appointment so we can be ready to drive the car you're looking at when you get here. Either way, you'll find that shopping at Pugmire Ford is always a pleasant and convenient experience.

Will Pugmire Ford deliver the vehicle I purchase?

Our team is always looking for new and exciting ways to provide even more value to our customers, so we would love to work with you and see if we can accommodate this request. We are always ready and waiting to go over important details regarding this process (including your proximity to our Cartersville location, preferred delivery date, and vehicle weight), so call (770) 382-5780 today and we will work hard on your behalf to find the best possible way to fulfill your desired vehicle delivery.

Can I see a vehicle history report?

Yes. Transparency is a cornerstone of our car buying experience, so our friendly sales team is pleased to provide you with an accurate and up-to-date vehicle history report covering every vehicle that piques your interest in our inventory. Each used car sold on our lot adheres to a strict commitment to quality and reliability, so shop with confidence knowing that a complimentary, comprehensive vehicle history report that confirms this sterling standard is always available for you at Pugmire Ford.

What if I am not happy with the car I purchased?

We are committed to your satisfaction throughout each phase of the car buying process — even after you sign on the dotted line. Our team is only a quick phone call away, and we will do everything in our power to allay any concerns you might have regarding your recently purchased used car, truck, or SUV. This way, you can keep riding around Cartersville in style and enjoy all of the benefits that come with upgrading your daily driver.

Does Pugmire Ford sell new Ford vehicles?

Yes, we proudly offer the latest exciting, feature-rich vehicles straight from Ford. As soon as you pick out your dream Ford vehicle, you can count on our friendly team to work out the details. If you're a new Ford shopper in Cartersville, there is plenty to love about our blend of outstanding selection, premium service, and impressive financing.

Why should I buy a new Ford vehicle?

Buying a new Ford from us is the easiest and most convenient way to get the biggest bang for your buck when upgrading into an exciting new vehicle. Known for their reliability, performance, and affordability, Ford vehicles are the cream of the crop in the automotive world and sure to turn heads here in Cartersville.

Owning one of these fine automobiles is also the ultimate opportunity to save a ton of money and enjoy the confidence that comes with parking your dream car in your garage. If you're in the market for a major upgrade to your daily routine, come on in and we'll find a way to make it happen.

Do new Ford vehicles come with a warranty?

Yes. Ford wants you to be more than satisfied long after you roll off of our lot in your stunning new car, which is why each and every award-winning new Ford we sell comes with a plethora of protections via a copious warranty program. For more information about the warranty and safeguards that come with a new Ford, call (770) 382-5780 or come on in to talk to one of our friendly consultants.

Can Ford work with me on the price of a new Ford vehicle?

Yes. Getting you behind the wheel of the Ford you want is one of our favorite things to do. Every shopper comes from a unique financial background, so we take pride in being flexible with financing. Let us work our magic to find you a comfortable solution that works for you. It's easy, convenient, and we can get it done quickly.

What are the benefits of buying new versus buying used?

This is a great question. Pugmire Ford has years of experience spotlighting the advantages related to these two choices, so here's a quick overview.

Buying a new car is a great idea if:

  • You like driving new cars.
  • You want the latest and greatest in terms of safety technology.
  • Cutting-edge infotainment and connectivity with your smart devices is a top priority.
  • You like the confidence that comes with being protected by a Ford warranty.
  • You want the lowest interest rate possible.
  • You want to take advantage of new car incentives directly from Ford.

Buying used is probably the right call if:

  • The budget-friendly nature of pre-loved cars appeals to you.
  • You want to get more bang for your buck and are seeking a gently used premium option.
  • Keeping your car insurance rates low is important to you.
  • You want to take advantage of Pugmire Ford's commitment to reliability through our in-depth inspection, repair, tune-up, and detail process.
Why choose Pugmire Ford over the competition?

Because you want to feel respects and choose from one of the best selections of reliable vehicles that in or around Cartersville. Or because you want to take advantage of customer-first, affordable pricing. Maybe because leaning on the assistance of friendly professionals who can cater to your unique situation and help guide you through the search for the right vehicle is an invaluable asset to have on your side during this major moment in your life.

Simply put, because you — like other discerning shoppers — deserve to enjoy all of the benefits that come with shopping at the most trustworthy dealership in or around Cartersville.

Why should I buy from Pugmire Ford?

Buying a car from us is all about maximizing your return on this major investment. Our friendly sales professionals always put your needs first, and will help you navigate our expansive selection of reliable, affordable, and alluring cars and trucks. At Pugmire Ford, we've crafted a shopping experience that makes finding your perfect car straightforward and downright fun!

What are Pugmire Ford's hours?

Pugmire Ford's current hours of operation can be found on our contact page. Our business hours are subject to change throughout the year based on seasonal considerations. We stay open long hours so that serving your travel needs is as convenient as possible.

Is Pugmire Ford open on Sundays?

Yes. It is our pleasure to provide extended business hours on Sunday to our friends here in Cartersville. Doing so ensures that you can conveniently shop on your terms and at a time that works best for you.

Where is Pugmire Ford located?

We are always a phone call and typically just a short drive away. We stay vigilant in service and we are always ready to help you upgrade your daily driver. To make planning out a quick trip to our showroom floor even easier, you can find our official address for your GPS or map app below.

352 N. Tennessee St.

Cartersville, GA 30120

How can I get a hold of someone at Pugmire Ford?

With a quick and friendly phone call. Dial (770) 382-5780 when you are ready to tap into the expertise of our team and we will help you get to cruising the streets in the perfect vehicle for you.

What kind of loan rates does Pugmire Ford offer?

Pugmire Ford is committed to offering you the most competitive financing rates possible in Cartersville. How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.

Want to learn more about your specific loan rate? It's easy, call (770) 382-5780 today.

Can I finance my taxes, registration, and other fees?

Yes. Nearly all car loans bundle the taxes, registration fees, and other expenses into the loan. This is a great way for savvy shoppers to reduce the upfront expenditure associated with buying a car and registering it.

Can I include the cost of service contracts, GAP insurance, accessories, and other vehicle related items in the total amount that I finance?

Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.

If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost of over the term of your loan.

Can I get financed with no money down?

Yes. Pugmire Ford offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.

Can I get financed if I don't have good credit?

Yes, we do it everyday. We work with lots of different lenders to help people from all walks of life get into suitable cars and trucks. We shop your loan on your behalf which pits the banks against each other and gets you the best possible rate, regardless of your credit history.

Can Pugmire Ford help me get a loan if I have no credit history?

Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. Call (770) 382-5780 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers.

Can Pugmire Ford help me get a car loan if I have recently gone through a bankruptcy?

Good question. We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.

Can Pugmire Ford help me get financed if I am disabled or on Social Security?

Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value — a crucial fact that greatly improves your terms when you are approved for financing.

Can I get approved for a loan if I am self-employed?

Getting approved for a loan as a self-employed tax payer is a simple matter. Income verification will be the key to your success. Once we review a the documents that verify your income such as your tax returns, bank statements, or canceled checks, you'll find that getting approved is simple, straightforward, and convenient.

Can Pugmire Ford help me obtain financing if I recently changed jobs?

Yes. Starting a new job can be an exciting time. Let us help you make this big moment even sweeter by connecting you with the right loan on your next vehicle. Your employment status is just one of the myriad factors that go into the loan approval process, so if you recently upgraded into a better position at a new company you can apply with confidence knowing that our financing team are prepared to secure a great loan at the lowest interest rate possible.

Can Pugmire Ford finance my loan if I am a first-time buyer?

Helping guide first-time car buyers through this important — and exciting — event is one of our specialties. Let our trustworthy and friendly team take the lead on this for you and you will soon see why so many first-time buyers in Cartersville lean on us when the time comes to finance an affordable and reliable new or used car with budget-friendly payment.

What if I owe more than my car is worth?

Commonly called under water, or upside down, in an inequity position, or buried, our finance team has seen it before. We leverage many years of professional experience assisting shoppers through this situation. It starts with a fair offer to buy your trade-in.

We can typically roll any inequities into the new loan which means that we pay off the difference and you start a new loan on the new car. This way you can drive home in style in the car or truck that you really want.

Do I have to have a job to get financed at Pugmire Ford?

Being employed is one of a host of factors that will go into any car loan approval process. Our team of experts can do what they do best and work hard to secure you the perfect loan for your unique situation, but you're still going to have to pay it back. Banks like to see a steady history of income and you'll need to be clear about your other sources of income and how you intend to pay back the loan without a job.

Can Pugmire Ford provide quote on my trade-in's value?

Yes. Securing access to seller-friendly offers on trade-in vehicles in Cartersville starts with calling (770) 382-5780 for a quick chat about your car. For shoppers who prefer to keep things digital, check out our friendly trade appraisal tool to request a quote on your trade-in vehicle and the insight of our expert team of vehicle appraisers.

How does Pugmire Ford determine my vehicle's trade-in value?

With the utmost care and consideration. We make it a point to provide the most customer-friendly trade-in experience imaginable. We are happy to make a fair offer on any vehicle you want to trade toward your next car. This commitment to going above and beyond is why local car buyers shop with confidence at Pugmire Ford.

Can I sell you my used car even if I don't make a purchase?

Yes. We are always ready and willing to buy your car for a fair amount and our check is good today.

Can I get pre-approved for a loan at Pugmire Ford?

Finding out if you qualify for loan is fast and has no impact on your credit score. Use our quick pre-approval tool.

Do I have to get financed for a loan via Pugmire Ford?

If you prefer to work with your personal bank on the financing, we are eager to help you pick out the perfect car, truck, or SUV for you. Before you make your final decision, we would suggest that you connect with our financing team to see if we can find a better rate or more favorable terms.

Why should I get financed at Pugmire Ford?

The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.

How much should my down payment be?

Conventional wisdom suggests that putting down 20 percent of the total cost of the car at signing is a smart idea. However, your unique situation may require something different, and that is always fine by us.

What is gap insurance?

Gap insurance is an form of protection that provides insurance coverage for the remainder of your auto loan should an accident or collision completely total your vehicle. Gap insurance kicks in to safeguard your credit in the event of the total loss of your car and pays off the negative equity in your loan if you owe more than the depreciated value of your vehicle.

Do I really need gap insurance?

Gap insurance is a great asset to have on your side if you:

  • Made a small down payment.
  • Selected a loan term with a 48-month or longer duration.
  • Plan on putting more mileage on your vehicle than the average driver.
  • Value the confidence that comes with complete financial protection.
Do I need a co-signer?

Having a co-signer can make getting approved for a loan easier because of the combined credit score, income, and financial history. To determine if this is the best fit for you, let our team of experts leverage their years of experience to provide a hand as you consider your options.

Do I need an appointment to meet with a financing specialist at Pugmire Ford?

Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a friendly team member.

Will I be at the dealership all day signing paperwork to get my loan?

We make the process fast and easy. Our goal is to get you behind the wheel of your dream car as soon as possible. You can count on us to have everything ready when you come in to pick up your new car.

What does "LTV" stand for?

The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount of money owed on your loan relative to the value of your vehicle. For example, if you currently have a loan for $15,000 on a vehicle that is worth $20,000, your LTV is 75%.

If you owe more than your current vehicle is worth, your LTV will need to be addressed. Pugmire Ford has decades of experience assisting car shoppers through this exact situation.

What does "PTI" stand for?

The payment-to-income (PTI) ratio is a percentage that describes your car payment in relation to your pre-tax income. As an example, if your monthly car payment is $300 and your gross monthly income is $3,000, then your PTI is 10%. Lenders usually look for a PTI that sits at around 15% when considering how large to make a loan, but this is just one of a host of factors that go into the process of securing the best financing options your unique situation.

What does "DTI" stand for?

The debt-to-income (DTI) ratio represents all of your monthly debt divided by your monthly income. Credit card payments, mortgage payments, and other recurring expenses are factored into this metric, which most lenders suggest keeping at or below 50%.

What does "POI" stand for?

"POI" stands for proof of income and is a metric that helps our associated lenders verify your stated income during the loan application process. Some common examples of proof of income include:

  • Pay stubs
  • Bank statements
  • Last year's federal tax return
  • Form W-2
What does "POR" stand for?

"POR" stands for proof of residency and is a tool that aids our stable of high-quality lenders confirm your residency during the car loan application process. Some common examples of proof of residency include:

  • Vehicle registration or title
  • Voter registration card
  • Utility or telephone bill
  • Selective Service card
  • Checking or savings account statement
What does "APR" stand for?

"APR" stands for the annual percentage rate. Typically referring to the interest rate of your car loan. This yearly interest rate is what you'll pay in addition to the amount you borrow initially, and can be fixed (unchanging for the duration of your loan term) or variable (may change over the life of the loan).

What does "ACV" stand for?

"ACV" stands for the actual cash value. ACV is used to describe the amount of money a car can be expected to sell for through the large auction networks right now. This is the amount that we can expect to recoup should we choose to sell your car at auction.

Can I see the full purchase agreement before I agree to buy?

Yes. Transparency is paramount for our team. If you have any questions regarding specific inclusions within this agreement, the friendly and knowledgeable team member working with you will be happy to review and explain every line.

Can I lease a new Ford at Pugmire Ford?

Yes. Leasing a new car at Pugmire Ford is all about having your cake and eating it too. We are proud to pair up an impressive selection of head-turning Ford vehicles with a leasing program that makes upgrading your daily commute a breeze. Simply stop by our showroom floor today or shop online and call (770) 382-5780 whenever works best for you. From here, we will get you behind the wheel of the Ford vehicle you've been dreaming about in a flash, all at a low monthly price that fits your budget.

What is a new car lease and how does leasing a vehicle at Pugmire Ford work?

A new car lease gives you the opportunity to take to the streets of Cartersville in an alluring and feature-rich new Ford at a cost that is often significantly lower than traditional monthly car payments. As part of this program, you'll enjoy all of the perks that come with owning your favorite Ford for a predetermined term length of time and/or number of miles traveled.

When this term reaches completion, you'll also have the flexibility to purchase this vehicle at a great price if you decide that you want to keep it. Leasing gives you options. The choice is always yours.

What is the difference between leasing and financing?

Financing a car places complete control in your hands for as long as you own your vehicle, while leasing is a temporary ownership arrangement that pre-negotiates the value of your car at the end of the lease. With a lease, you can switch into new cars every couple years and never be surprised by an unexpected dip in value. To determine which option works best for you, connect with us and we will layout the options in plain English which makes your decision easy.

Should I buy or lease a vehicle in Cartersville?

This depends entirely on your unique needs and financial considerations. To help make the big choice between buying or leasing a vehicle easy and fun, here's an overview of the benefits.

You should lease a new Ford vehicle if:

  • You love the idea of upgrading into the hottest new Ford every couple years.
  • You only need a car for a short time and would rather not set up longer-term financing.
  • You are seeking a lower out-of-pocket cost at signing.
  • You prefer lower monthly payments.

You should buy one a new Ford car if:

  • You love the idea of owning the vehicle you drive.
  • You want the freedom to sell your vehicle whenever you want.
  • You want to keep your insurance costs as low as possible.
  • You know you will put a lot of miles on your car.

Call (770) 382-5780 to tap into the insight of our experts and we'll help you make a smart decision on whether to finance or lease.

How does leasing differ from owning a vehicle?

As far as your day-to-day experience goes, buying a vehicle from us or leasing one of our outstanding Ford offerings is exactly the same. Both options let you drive around in the Ford of your choice, and we'll always be here to provide you with the best service in and around Cartersville when the time comes to bring your vehicle in for routine maintenance.

The only real changes come from a big picture perspective. Financing a new Ford gives you complete ownership of your chosen vehicle, while leasing comes with a fixed term of possession. At the end of this period, you can either upgrade into another new car with the latest tech and creature comforts, or you can purchase your current vehicle at the pre-negotiated buyout price if you're still loving your car.

Does Pugmire Ford rent cars?

Yes. We have a wide selection of Ford rental cars and trucks ready and waiting. Call (770) 382-5780 today and we'll reserve the perfect vehicle for your travel needs. Focus on the fun stuff — like planning an adventure or getting the details right for your next big trip.

Why should I rent a car at Pugmire Ford?

Because we provide you with outstanding service and an ample selection of Ford rental options, at the lowest rates possible. Our friendly and knowledgeable team of experts and our commitment to flexible scheduling ensures that picking your car up is always convenient.

What do I need to rent a vehicle from Pugmire Ford?

Renting a vehicle from Pugmire Ford is a breeze. All we need to get this process started are a few things, which include:

  • Valid driver's license
  • Major credit or bank card issued to the prospective renter
  • Valid, unexpired insurance that is transferable to a rental vehicle (proof of insurance required)

Call (770) 382-5780 once you have these items together and we will have you sorted out and scheduled to come in and pick up your rental vehicle right away.

What if I don't have full insurance coverage that transfers to a rental vehicle?

This is a question that pops up quite often, and we want you to know that you always have options. Depending on your unique rental situation, a Collision Damage Waiver (CDW) may be available to supplement full, transferable insurance coverage. To find out if this option is available and to rent one of our outstanding vehicles at an ultra-low price, call (770) 382-5780 and a member of our rental team will help you learn even more about how a CDW can help you secure a great rental vehicle for your trip.

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